Last Updated: November 09, 2025
By accessing or using Mark Stangler Agency's services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.
These terms apply to all visitors, users, and clients who access or use our website, contact our agents, or purchase insurance products through our agency.
Mark Stangler Agency provides insurance brokerage services including but not limited to:
We act as an intermediary between clients and insurance carriers. Final policy terms are determined by the issuing insurance company.
When using our services, you agree to:
Coverage details, exclusions, and limitations are determined by the insurance carrier and outlined in your policy documents. Mark Stangler Agency provides recommendations but does not guarantee approval or specific terms from insurance companies.
It is your responsibility to read and understand your policy. Contact us if you have questions about coverage terms, exclusions, or benefits.
Premium payments are made directly to insurance carriers according to the payment schedule outlined in your policy. Failure to make timely payments may result in coverage lapse or cancellation.
Some services may require upfront fees or deposits. All fees will be clearly communicated before you commit to any service.
You may cancel your insurance policy according to the terms set by your insurance carrier. Cancellation procedures, refund policies, and potential penalties vary by carrier and policy type.
Contact Mark Stangler Agency to initiate cancellation. We will guide you through the process and inform you of any applicable fees or refunds.
Mark Stangler Agency acts as an insurance broker and is not responsible for claim denials, coverage limitations, or policy terms set by insurance carriers. Our liability is limited to the scope of services we directly provide.
We are not liable for any indirect, incidental, or consequential damages arising from your use of our services or any insurance policy obtained through our agency.
Any disputes arising from these Terms and Conditions or our services will first be addressed through good-faith negotiation. If resolution cannot be reached, disputes will be settled through binding arbitration in accordance with applicable state laws.
You agree to waive your right to participate in class-action lawsuits related to our services.
Mark Stangler Agency reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. The "Last Updated" date reflects the most recent revisions.
Continued use of our services after changes have been posted constitutes acceptance of the updated terms.
For questions about these Terms and Conditions or our services, please contact:
Phone: +1 (606) 229-7663
Email: [email protected]
Address: 312 South Fourth Street Louisville KY 40202